RetireForge is a software platform that helps retirement plan advisory firms manage prospecting, fee benchmarking, plan design review, illustrative modeling, committee governance, and related workflows for the retirement plans they advise.
RetireForge is a software tool.Using the platform does not make RetireForge a fiduciary, as defined under ERISA or otherwise, to any retirement plan, plan sponsor, or plan participant. Any fiduciary duties relating to a plan remain solely with the plan's named fiduciaries, its investment committee, and the advisory firm and individuals engaged as fiduciaries to that plan — not with RetireForge.
Pending counsel review: confirm this disclaimer's scope and phrasing against actual contractual relationships with early-access advisory firms, and confirm whether any RetireForge-branded feature (e.g., a future in-house PPP/3(16) offering, per CLAUDE.md's phase 2/3 roadmap) requires a carve-out from this section.RetireForge does not provide investment advice, legal advice, tax advice, or actuarial advice. Nothing generated, displayed, or exported by the platform — including fee comparisons, illustrative contribution/benefit scenarios, plan design callouts, or AI-drafted content — is investment, legal, tax, or actuarial advice, and none of it should be relied upon as such. Advisory firms and their clients remain responsible for obtaining independent investment, legal, tax, and actuarial advice as appropriate.
Deterministic engine output shown in the platform (fee comparisons, contribution/benefit projections, defined-benefit and cash balance illustrations, and similar figures) is illustrative only. Consistent with the disclaimer already carried by our actuarial illustration surface, cash balance and defined benefit illustration results carry — and this applies platform-wide to comparable engine output — the disclaimer that such output is "for discussion; not an actuarial certification." No output from RetireForge should be treated as a certified actuarial valuation, a guarantee of any future result, or a substitute for a credentialed professional's independent determination.
Pending counsel review: confirm whether additional per-surface disclaimer language is needed for non-actuarial illustrative surfaces (e.g., fee comparison peer-percentile placement, plan design review callouts) beyond restating this same "illustrative, not certified" principle.The platform is currently offered to a limited number of advisory firms as part of a closed early-access program. Features, availability, and this agreement may change during the early-access period.
Pending counsel review: add real early-access-specific terms: acceptable use, confidentiality of early-access feedback, disclaimer of warranties appropriate to pre-GA software, limitation of liability, indemnification, term/ termination, and governing law/dispute resolution. None of these are drafted yet — this section is a placeholder only.See our privacy policy for how data submitted to the platform, including plan census data, is collected, protected, and shared, and our subprocessor register for the service providers we use.